Banque Heritage SA
Marcus Altenburg, Published
Banque Heritage SA is a private bank based in Geneva, founded in 1986. It works with international clients, so a non-resident can open an account here when the source-of-funds file is clean. As a private bank, it typically expects a private-banking relationship, commonly from CHF 500,000 upward — as of June 2026, and not a published per-bank figure.
About Banque Heritage SA
Family-controlled private bank serving high- and ultra-high-net-worth individuals, families and institutions; does not serve US persons. Banque Heritage SA belongs to Esteve family.
| Type | Private bank |
|---|---|
| Head office | Geneva |
| Founded | 1986 |
| Assets | CHF 5.78 billion consolidated assets under management |
| Service languages | English, French, German, Spanish |
| Non-residents | Accepts international clients |
- Family-controlled by the Esteve family (linked to commodity trader ECOM).
- Originated 1986 in Lausanne; Swiss banking licence in 2004; offices in Geneva, Basel, Sion and Zurich.
Opening an account at Banque Heritage SA as a non-resident
Banque Heritage SA assesses each non-resident applicant on source of wealth, source of funds and risk profile, and runs an English-language service for international clients. The decisive factor is a documented source of funds, not nationality. Assemble the evidence (tax returns, sale or employment records, a clear paper trail) before you approach the bank. Our guide to opening a Swiss bank account sets out the full document list and the timeline.
Is Banque Heritage SA a fit for a non-resident?
As a private bank, Banque Heritage SA is built for substantial, advised relationships rather than a simple transactional account. It suits a non-resident with investable assets who wants wealth management alongside banking and can meet a private-banking entry level.
If you would rather have this handled than explained, we prepare the source-of-funds file and introduce you to a suitable bank, and we can incorporate the company an account often sits behind. You can also compare Banque Heritage SA with 35 other Swiss banks.
Official website: Banque Heritage SA.
Same segment
Other private banks for non-residents
FAQ
Frequently asked questions.
01Can a non-resident open an account at Banque Heritage SA?
Yes. Banque Heritage SA is a private bank in Geneva that works with international clients. As with any Swiss bank, approval turns on a documented source of funds and the bank's own onboarding checks, not on nationality alone.
02What kind of bank is Banque Heritage SA?
Banque Heritage SA is a private bank, part of Esteve family, founded in 1986, based in Geneva. Family-controlled by the Esteve family (linked to commodity trader ECOM).
03What is the minimum to bank with Banque Heritage SA?
There is no published per-bank minimum. As a private bank, Banque Heritage SA typically expects a private-banking relationship, commonly from CHF 500,000 upward. The realistic entry point depends on the relationship rather than a fixed rule (as of June 2026).
04Does Banque Heritage SA serve clients in English?
Yes. Banque Heritage SA runs an English-language service alongside French, German, Spanish, so a non-resident can be onboarded and advised in English.
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